Monday, January 7, 2013

Money Saving and Personal Finance

Many people in this generation are in trouble and much concerned about money and on ways to save it. There are a lot of people who are spending more money when compared to their income and they lack financial knowledge. There are lots of ways to save your money and with the exception of any emergencies which can be used in critical situations. The most common way to save your money is to plan before making the deals and expenditures. Most of you might have made a New Year resolution to save money and stay stress free during emergency situations.
Here are some tips help you to save your personal finances that require proper planning prior to your expenses and can save for emergency needs.
  • Food & Shopping: There are lots of things need to be planned before buying or purchasing anything. This goes with food and shopping. Many people spend a lot on shopping as there are different things which are unnecessary and excessive. You should try to avoid those things and make a difference in your savings. Also you should check on food as there are a lot of luxuries. Every time when you make an outing try to plan your expenses.
  • Personal Expenses: These include personal and emergency expenses. There are lots of things to be planned before every expense and some people don’t follow which leads them to unwanted situations. You need to look on everything for your savings from cable provider to your utility bills. Always compare your prices and packages with your plan operator and by this way you can save on your expenses which are unnecessary.
  • Automotives: This is also an important area where your personal finances matter. Always make sure that your car parts are working properly especially the air filter and spark plug as with this you can save more. Also you need to look at the speedometer and avoid driving fast as this saves fuel and money. There are a lot of new cars which decrease their power and mileage in first two years. You just need to maintain the vehicle and see the change in the savings.
  • Entertainment: There are many ways to spend on entertainment and you should always look for offers and discounts. You can go for memberships which saves a lot of your money. Many people subscribe entertainment magazines which are such a waste of time and money, if you want information regarding anything you can take help of internet and it saves lots of money. Wasting money on DVD’s of your favourite movies is also the same instead of buying you can watch it online for free.
  • Household: This is also other important issue you need to look on as you need to purchase electronic appliances by their power saving ratings. By this way you can save lots of money as well as electricity. You also need to check with the daily used appliances as switching the TV, PC or your coffee maker. If you are going out, turn off all these appliances which save a lot of electric power and can also control your expenses.
About the Author:
This article has been posted by Maria, a professional content writer and blogger who is writing articles on
PPI claims and shows keen interest in finance. You can reach her at finacneport


  1. Thanks for great sharing post. Its very comprehensive information for everyone, very important to know about Study In Germany By Investment

  2. We provide services for only citizen of USA for cheap payday loans in USA. If you have in emergency so come and get loans with very cheap interest rates.Many thank BY :Cheap Payday Loans payday loans online

  3. We are leading payday loans providers in US.we providing very fast services for online payday loans within 30 minutes. Just fill a form and get payday loans and more. Thanks By : Instant Approval Payday Loans , Same Day Payday Loan

  4. Hey……Good news to all of you. Get free short term loans without any charges just need to fill a form and get instant easy loans within 24 hours.Easy fast payday loan, payday loans with no faxing

  5. A Personal Loan is the best deal in the market that offer flexibility to use the loan amount. The loan derived through this loan can be used for any purpose according to the requirement. Moreover, it is an unsecured loan that does not require any collateral.

  6. Really it’s the best post for getting easy fast payday loans or short term loans for any time. We have best services and fast approval with no faxing loans. Easy fast payday loan, payday loans with no faxing

  7. Thank you very much for such as Regular Cash in your comprehensive record of the best personal finance suggestions of 2014. Jeremy will be excited to know that his individual fund weblog is involved.

  8. Testimony On How My Life was Transformed (

    I am writing this Testimony because am really grateful for what Martinez Lexie did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money total 6,500usd until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any kind for business or other purposes i would advise you to email Mr Martinez via: ( ) or through the Company website: OR text: +18168926958 and be free of internet scams. thanks… Jenny Hills CA, United State

    God bless you sir, I will not stop telling the world about your kindness in my life, I am a single mum with kids to look after. My name is Emily Thomas and I am from Convention Center Drive, Miami Beach, FL . A couple of weeks ago My friend visited me and along our discussion she told me about EDWARD JONES FINANCE, that they can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. I have been in a financial mess for the pass 7 months now, She advised I give it a try so I mailed him and explain all about my financial situation to him, he therefore took me through the loan process and gave me a loan of $390,000.00 at a very low interest rate of 2% and today I am a proud business owner and can now take good care of my kids, If you must contact any firm to get any amount of loan you need with a low interest rate of 2% and better repayment schedule, please contact EDWARD JONES FINANCE email:- {} OR Text +1(307) 241-3712 or go to there page on


    Commercial Loans
    Personal Loans
    Business Loans
    Investments Loans
    Development Loans
    Acquisition Loans
    Construction loans
    Business Loans And many More:

    Contact Us At :


    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Marital status:....
    Home Address:..
    Mobile / Cell:....
    Monthly Income:....
    Website You Heard About Us?......

    Contact Us At :